Chase 5 Cash Back Calendar 2024: Maximizing Your Rewards

Chase Freedom Cash Back Calendar 2022 October Calendar October
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Are you a Chase credit card holder? If so, you’ll want to know about the Chase 5 cash back calendar for 2024. This calendar shows you which categories of purchases will earn you 5% cash back throughout the year. By understanding and utilizing this calendar, you can maximize your rewards and save money on your everyday expenses.

What is the Chase 5 Cash Back Calendar?

The Chase 5 cash back calendar is a schedule of categories that will earn you 5% cash back when you use a Chase credit card for purchases in those categories. These categories change every quarter, and you must activate the 5% cash back offer each quarter to be eligible.

How Do I Activate the 5% Cash Back Offer?

You can activate the 5% cash back offer by logging into your Chase account and clicking on the “Activate” button for the current quarter’s category. You can also activate the offer by texting the word “activate” to the number provided in your Chase account information.

What Are the Categories for 2024?

The categories for 2024 have not yet been announced by Chase. However, based on previous years, we can make some educated guesses about what categories might be included.

In the past, categories have included things like gas stations, grocery stores, restaurants, and department stores. There may also be categories related to travel, home improvement, or online shopping. Keep an eye on your Chase account for updates on the categories as they are announced.

How Can I Maximize My Rewards?

To maximize your rewards, it’s important to plan your purchases around the Chase 5 cash back calendar. If you know that a certain category will be earning 5% cash back in a particular quarter, try to make your purchases in that category during that time.

For example, if the category for the first quarter of 2024 is grocery stores, you may want to stock up on non-perishable items or buy gift cards to your favorite grocery store during that time. By doing this, you can earn 5% cash back on purchases you would have made anyway.

What Else Should I Know?

It’s important to remember that there is a limit to how much cash back you can earn in each quarter. In 2023, the limit was $1,500 in purchases per quarter. Once you reach that limit, you will only earn 1% cash back on purchases in that category for the rest of the quarter.

Additionally, not all Chase credit cards are eligible for the 5% cash back offer. Be sure to check your card’s terms and conditions to see if it qualifies.

Conclusion

The Chase 5 cash back calendar is a valuable tool for maximizing your rewards and saving money on your everyday expenses. By understanding how it works and planning your purchases accordingly, you can earn 5% cash back on purchases you would have made anyway. Keep an eye on your Chase account for updates on the categories for 2024, and don’t forget to activate the offer each quarter to be eligible for the cash back.

Happy shopping!

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