{"id":828,"date":"2023-03-13T12:34:06","date_gmt":"2023-03-13T05:34:06","guid":{"rendered":"http:\/\/example.com\/?p=828"},"modified":"2023-03-13T12:34:06","modified_gmt":"2023-03-13T05:34:06","slug":"closing-disclosure-3-day-rule-calendar","status":"publish","type":"post","link":"https:\/\/w3.geleleger.nl\/dsjkc-closing-disclosure-3-day-rule-calendar-yusaw\/","title":{"rendered":"Closing Disclosure 3 Day Rule Calendar: Everything You Need To Know"},"content":{"rendered":"<div class=\"82b01d71444d3e69a652818c0bea2a3a\" data-index=\"1\" style=\"float: none; margin:10px 0 10px 0; text-align:center;\">\n<script type=\"text\/javascript\">\r\n\tatOptions = {\r\n\t\t'key' : '4a1f1119f949a4af74d56b8a3af8b867',\r\n\t\t'format' : 'iframe',\r\n\t\t'height' : 250,\r\n\t\t'width' : 300,\r\n\t\t'params' : {}\r\n\t};\r\n\t\r\n<\/script>\n<\/div>\n<article>\n<figure><noscript><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/tse1.mm.bing.net\/th?q=closing%20disclosure%203%20day%20rule%20calendar\" alt=\"3day closing disclosure rule chart Real Estate Your Home\" width=\"640\" height=\"360\" \/><\/noscript><img decoding=\"async\" class=\"v-cover ads-img\" src=\"https:\/\/tse1.mm.bing.net\/th?q=closing%20disclosure%203%20day%20rule%20calendar\" alt=\"3day closing disclosure rule chart Real Estate Your Home\" width=\"100%\" style=\"margin-right: 8px;margin-bottom: 8px;\" \/><figcaption>3day closing disclosure rule chart Real Estate Your Home from www.pinterest.com<\/figcaption><\/figure>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_61 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6586427e0ed04\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6586427e0ed04\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/w3.geleleger.nl\/dsjkc-closing-disclosure-3-day-rule-calendar-yusaw\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/w3.geleleger.nl\/dsjkc-closing-disclosure-3-day-rule-calendar-yusaw\/#What_is_the_Closing_Disclosure_3_Day_Rule_Calendar\" title=\"What is the Closing Disclosure 3 Day Rule Calendar?\">What is the Closing Disclosure 3 Day Rule Calendar?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/w3.geleleger.nl\/dsjkc-closing-disclosure-3-day-rule-calendar-yusaw\/#When_does_the_3_Day_Rule_Calendar_Start\" title=\"When does the 3 Day Rule Calendar Start?\">When does the 3 Day Rule Calendar Start?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/w3.geleleger.nl\/dsjkc-closing-disclosure-3-day-rule-calendar-yusaw\/#Why_is_the_3_Day_Rule_Calendar_Important\" title=\"Why is the 3 Day Rule Calendar Important?\">Why is the 3 Day Rule Calendar Important?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/w3.geleleger.nl\/dsjkc-closing-disclosure-3-day-rule-calendar-yusaw\/#What_Happens_if_the_3_Day_Rule_Calendar_is_Not_Followed\" title=\"What Happens if the 3 Day Rule Calendar is Not Followed?\">What Happens if the 3 Day Rule Calendar is Not Followed?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/w3.geleleger.nl\/dsjkc-closing-disclosure-3-day-rule-calendar-yusaw\/#How_to_Use_the_3_Day_Rule_Calendar\" title=\"How to Use the 3 Day Rule Calendar?\">How to Use the 3 Day Rule Calendar?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/w3.geleleger.nl\/dsjkc-closing-disclosure-3-day-rule-calendar-yusaw\/#What_Should_You_Look_for_in_the_Closing_Disclosure\" title=\"What Should You Look for in the Closing Disclosure?\">What Should You Look for in the Closing Disclosure?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/w3.geleleger.nl\/dsjkc-closing-disclosure-3-day-rule-calendar-yusaw\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/w3.geleleger.nl\/dsjkc-closing-disclosure-3-day-rule-calendar-yusaw\/#Question_and_Answer\" title=\"Question and Answer\">Question and Answer<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/w3.geleleger.nl\/dsjkc-closing-disclosure-3-day-rule-calendar-yusaw\/#Q_What_is_the_Closing_Disclosure\" title=\"Q: What is the Closing Disclosure?\">Q: What is the Closing Disclosure?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/w3.geleleger.nl\/dsjkc-closing-disclosure-3-day-rule-calendar-yusaw\/#Q_What_is_the_purpose_of_the_3_Day_Rule_Calendar\" title=\"Q: What is the purpose of the 3 Day Rule Calendar?\">Q: What is the purpose of the 3 Day Rule Calendar?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/w3.geleleger.nl\/dsjkc-closing-disclosure-3-day-rule-calendar-yusaw\/#Q_What_happens_if_the_3_Day_Rule_Calendar_is_not_followed\" title=\"Q: What happens if the 3 Day Rule Calendar is not followed?\">Q: What happens if the 3 Day Rule Calendar is not followed?<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Introduction\"><\/span>Introduction<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Buying a house can be an exciting yet overwhelming experience, especially if you&#8217;re a first-time buyer. One of the most important things you need to know is the Closing Disclosure 3 Day Rule Calendar. It&#8217;s a crucial part of the homebuying process that can affect the closing date and financing. In this article, we&#8217;ll discuss everything you need to know about the Closing Disclosure 3 Day Rule Calendar.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_the_Closing_Disclosure_3_Day_Rule_Calendar\"><\/span>What is the Closing Disclosure 3 Day Rule Calendar?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Closing Disclosure 3 Day Rule Calendar is a federal law that requires lenders to provide borrowers with a Closing Disclosure at least three business days before the closing date. This rule is part of the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA) that aim to protect homebuyers from predatory lending practices.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"When_does_the_3_Day_Rule_Calendar_Start\"><\/span>When does the 3 Day Rule Calendar Start?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The 3 day rule calendar starts after the lender provides the borrower with the Closing Disclosure. The borrower has three business days to review the document and ask questions or raise concerns. If there are any changes to the loan terms or fees during this period, the lender must provide a new Closing Disclosure and restart the 3 day rule calendar.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_is_the_3_Day_Rule_Calendar_Important\"><\/span>Why is the 3 Day Rule Calendar Important?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The 3 day rule calendar is important because it gives borrowers time to review the Closing Disclosure and ensure that the loan terms and fees are accurate. It also provides an opportunity for borrowers to compare the Closing Disclosure with the Loan Estimate they received earlier in the homebuying process. If there are any discrepancies or issues, the borrower can raise them with the lender before the closing date.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_Happens_if_the_3_Day_Rule_Calendar_is_Not_Followed\"><\/span>What Happens if the 3 Day Rule Calendar is Not Followed?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If the lender does not follow the 3 day rule calendar, the closing date may be delayed, and the borrower may be entitled to compensation for any damages or losses. The lender may also face penalties and fines for violating the TILA and RESPA laws.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Use_the_3_Day_Rule_Calendar\"><\/span>How to Use the 3 Day Rule Calendar?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Using the 3 day rule calendar is simple. The lender will provide the borrower with the Closing Disclosure at least three business days before the closing date. The borrower should review the document carefully and compare it with the Loan Estimate to ensure that there are no discrepancies or issues. If there are any concerns, the borrower should contact the lender immediately.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_Should_You_Look_for_in_the_Closing_Disclosure\"><\/span>What Should You Look for in the Closing Disclosure?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>When reviewing the Closing Disclosure, you should look for the loan terms, interest rate, monthly payments, closing costs, and any other fees or charges. Make sure that everything is accurate and matches the Loan Estimate you received earlier. If there are any differences, ask the lender to explain them to you.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Closing Disclosure 3 Day Rule Calendar is an important part of the homebuying process that protects borrowers from predatory lending practices. By following the 3 day rule calendar, borrowers can ensure that the loan terms and fees are accurate and avoid any last-minute surprises. Remember to review the Closing Disclosure carefully and ask the lender any questions or concerns you may have.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Question_and_Answer\"><\/span>Question and Answer<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h4><span class=\"ez-toc-section\" id=\"Q_What_is_the_Closing_Disclosure\"><\/span>Q: What is the Closing Disclosure?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>A: The Closing Disclosure is a document that provides the borrower with details about the loan terms, interest rate, monthly payments, closing costs, and any other fees or charges.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Q_What_is_the_purpose_of_the_3_Day_Rule_Calendar\"><\/span>Q: What is the purpose of the 3 Day Rule Calendar?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>A: The 3 Day Rule Calendar gives borrowers time to review the Closing Disclosure and ensure that the loan terms and fees are accurate. It also provides an opportunity for borrowers to compare the Closing Disclosure with the Loan Estimate they received earlier in the homebuying process.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Q_What_happens_if_the_3_Day_Rule_Calendar_is_not_followed\"><\/span>Q: What happens if the 3 Day Rule Calendar is not followed?<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>A: If the lender does not follow the 3 Day Rule Calendar, the closing date may be delayed, and the borrower may be entitled to compensation for any damages or losses. The lender may also face penalties and fines for violating the TILA and RESPA laws.<\/p>\n<\/article>\n<p><!--more--><\/p>\n<section>\n<aside><img decoding=\"async\" alt=\"Three Day Trid Closing Rule Calendar Image Calendar Template 2022\" src=\"https:\/\/i2.wp.com\/nomadedigital.net\/wp-content\/uploads\/2020\/08\/trid-what-is-trid-tila-respa-within-three-day-trid-closing-rule-calendar.jpg\" width=\"100%\" style=\"margin-right: 8px;margin-bottom: 8px;\" \/><small>Source: <i>nomadedigital.net<\/i><\/small><\/aside>\n<aside><img decoding=\"async\" alt=\"Three Day Trid Closing Rule Calendar Image Calendar Template 2022\" src=\"https:\/\/i2.wp.com\/nomadedigital.net\/wp-content\/uploads\/2020\/08\/reference-guide-closing-disclosure-cd-tila-respa-in-three-day-trid-closing-rule-calendar-image.png\" width=\"100%\" style=\"margin-right: 8px;margin-bottom: 8px;\" \/><small>Source: <i>nomadedigital.net<\/i><\/small><\/aside>\n<aside><img decoding=\"async\" alt=\"How to Comply with the Closing Disclosure&#039;s Threeday Rule ALTA Blog\" src=\"https:\/\/i2.wp.com\/altaonline.typepad.com\/.a\/6a0192ac343706970d01a511f09ef2970c-800wi\" width=\"100%\" style=\"margin-right: 8px;margin-bottom: 8px;\" \/><small>Source: <i>blog.alta.org<\/i><\/small><\/aside>\n<aside><img decoding=\"async\" alt=\"3 Day Rule For Closing Disclosure Graphics Calendar Template 2022\" src=\"https:\/\/i2.wp.com\/nomadedigital.net\/wp-content\/uploads\/2020\/08\/three-day-closing-rule-diy-calendar-calendar-mortgage-intended-for-3-day-rule-for-closing-disclosure.jpg\" width=\"100%\" style=\"margin-right: 8px;margin-bottom: 8px;\" \/><small>Source: <i>nomadedigital.net<\/i><\/small><\/aside>\n<aside><img decoding=\"async\" alt=\"ThreeDay Closing Disclosure Rule Infographic\" src=\"https:\/\/i2.wp.com\/cdn.slidesharecdn.com\/ss_thumbnails\/f9f25364-7b58-4053-ac40-125c76abf69c-150708174451-lva1-app6892-thumbnail-4.jpg?cb=1436377517\" width=\"100%\" style=\"margin-right: 8px;margin-bottom: 8px;\" \/><small>Source: <i>www.slideshare.net<\/i><\/small><\/aside>\n<aside><img decoding=\"async\" alt=\"3day closing disclosure rule chart Real Estate Your Home\" src=\"https:\/\/i2.wp.com\/s-media-cache-ak0.pinimg.com\/originals\/1f\/e5\/51\/1fe5516de7261babd78cdf90863c89c1.jpg\" width=\"100%\" style=\"margin-right: 8px;margin-bottom: 8px;\" \/><small>Source: <i>www.pinterest.com<\/i><\/small><\/aside>\n<aside><img decoding=\"async\" alt=\"The 3 Day Closing Disclosure Rule Twin City Title\" src=\"https:\/\/i2.wp.com\/twincitytitle.com\/files\/2019\/09\/The_3_Day_Closing_Disclosure_Rule.jpeg?&amp;a=t\" width=\"100%\" style=\"margin-right: 8px;margin-bottom: 8px;\" \/><small>Source: <i>twincitytitle.com<\/i><\/small><\/aside>\n<aside><img decoding=\"async\" alt=\"3 Day Rule For Closing Disclosure Graphics Calendar Template 2022\" src=\"https:\/\/i2.wp.com\/nomadedigital.net\/wp-content\/uploads\/2020\/08\/when-can-we-close-the-3-day-cd-rule-regarding-3-day-rule-for-closing-disclosure-graphics.png\" width=\"100%\" style=\"margin-right: 8px;margin-bottom: 8px;\" \/><small>Source: <i>nomadedigital.net<\/i><\/small><\/aside>\n<\/section>\n<!--CusAds0-->\n<div style=\"font-size: 0px; height: 0px; line-height: 0px; margin: 0; padding: 0; clear: both;\"><\/div>","protected":false},"excerpt":{"rendered":"<p>3day closing disclosure rule chart Real Estate Your Home from www.pinterest.com Introduction Buying a house can be an exciting yet overwhelming experience, especially if you&#8217;re a first-time buyer. One of the most important things you need to know is the Closing Disclosure 3 Day Rule Calendar. It&#8217;s a crucial part of the homebuying process that &hellip;<\/p>\n","protected":false},"author":1,"featured_media":4274,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/w3.geleleger.nl\/wp-json\/wp\/v2\/posts\/828"}],"collection":[{"href":"https:\/\/w3.geleleger.nl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/w3.geleleger.nl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/w3.geleleger.nl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/w3.geleleger.nl\/wp-json\/wp\/v2\/comments?post=828"}],"version-history":[{"count":0,"href":"https:\/\/w3.geleleger.nl\/wp-json\/wp\/v2\/posts\/828\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/w3.geleleger.nl\/wp-json\/wp\/v2\/media\/4274"}],"wp:attachment":[{"href":"https:\/\/w3.geleleger.nl\/wp-json\/wp\/v2\/media?parent=828"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/w3.geleleger.nl\/wp-json\/wp\/v2\/categories?post=828"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/w3.geleleger.nl\/wp-json\/wp\/v2\/tags?post=828"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}